Health insurance allows individuals, families and businesses
to protect themselves against the risk of incurring sudden or significant
medical costs related to their health. In addition to providing financial
protection and peace of mind for policyholders, health insurance plans are
increasingly providing programs and expertise to improve the quality and safety
of patient care by promoting prevention and wellness, helping patients manage
chronic conditions, partnering with medical providers, and driving innovations.
Polls show that people with private health insurance are consistently satisfied with their coverage. According to the Employee Benefits Research Group, 73% of people enrolled in a traditional health care plan were extremely or very satisfied with the quality of coverage they received through their health plan. Other surveys have consistently demonstrated similar results.
There are two ways in which people access private-market health insurance: 1) the individual insurance market, and 2) employer-sponsored coverage, which is comprised of the small group and large group markets. Each market has distinct characteristics and operates under different regulations.
To learn more about the value of private health insurance plans, please click here.
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Latest Documents
AHIP member company produced video - Cigna: A Cigna Member Tells How the Health Plan Helped Her Following a Car Accident
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03/09/12
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Center for Policy and Research
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03/09/12
Independence Blue Cross's doctors, nurses, medical assistants, and pharmacists work together to make sure that patients have the lab tests, primary and specialty care, and patient support they need to live healthy lives.
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Center for Policy and Research
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03/09/12
Independence Blue Cross video - Enabling Doctors and Nurses to Realize their Goals for Excellence
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Center for Policy and Research
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03/09/12
Kaiser Permanente Video - Using Web-Based Learning and Social Media to Help Patients Lose Weight
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03/09/12
Kaiser Permanente Video - Making Exercise a Vital Sign
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Center for Policy and Research
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03/09/12
Kaiser Permanente Video - Offering Culturally Sensitive Counseling for Weight Loss
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Center for Policy and Research
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03/09/12
Health Partners Video - Empowering Patients with Diabetes to Improve Their Health
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Center for Policy and Research
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03/09/12
HealthPartners Video - Coaching Patients on Reaching Goals for Better Health
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Center for Policy and Research
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03/09/12
HealthPartners Video -The Diabetes Wizard
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Center for Policy and Research
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03/09/12
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