Private-Market Health Insurance

Related Issues

Institute 2012

Health insurance allows individuals, families and businesses to protect themselves against the risk of incurring sudden or significant medical costs related to their health. In addition to providing financial protection and peace of mind for policyholders, health insurance plans are increasingly providing programs and expertise to improve the quality and safety of patient care by promoting prevention and wellness, helping patients manage chronic conditions, partnering with medical providers, and driving innovations.

Polls show that people with private health insurance are consistently satisfied with their coverage. According to the Employee Benefits Research Group, 73% of people enrolled in a traditional health care plan were extremely or very satisfied with the quality of coverage they received through their health plan. Other surveys have consistently demonstrated similar results.

There are two ways in which people access private-market health insurance: 1) the individual insurance market, and 2) employer-sponsored coverage, which is comprised of the small group and large group markets. Each market has distinct characteristics and operates under different regulations.

To learn more about the value of private health insurance plans, please click here.

In this section:

Latest Documents

Cigna: A Cigna Member Tells How the Health Plan Helped Her Following a Car Accident

AHIP member company produced video - Cigna: A Cigna Member Tells How the Health Plan Helped Her Following a Car Accident 

Videos | 03/09/12

Independence Blue Cross: Teaming Up to Address Patients’ Many Needs

Independence Blue Cross's doctors, nurses, medical assistants, and pharmacists work together to make sure that patients have the lab tests, primary and specialty care, and patient support they need to live healthy lives.

Videos | Center for Policy and Research | 03/09/12

Independence Blue Cross: Enabling Doctors and Nurses to Realize their Goals for Excellence

Independence Blue Cross video -  Enabling Doctors and Nurses to Realize their Goals for Excellence

Videos | Center for Policy and Research | 03/09/12

Kaiser Permanente: Using Web-Based Learning and Social Media to Help Patients Lose Weight

Kaiser Permanente Video - Using Web-Based Learning and Social Media to Help Patients Lose Weight

Videos | 03/09/12

Kaiser Permanente: Making Exercise a Vital Sign

Kaiser Permanente Video - Making Exercise a Vital Sign

Videos | Center for Policy and Research | 03/09/12

Kaiser Permanente: Offering Culturally Sensitive Counseling for Weight Loss

Kaiser Permanente Video - Offering Culturally Sensitive Counseling for Weight Loss

Videos | Center for Policy and Research | 03/09/12

HealthPartners: Empowering Patients with Diabetes to Improve Their Health

Health Partners Video - Empowering Patients with Diabetes to Improve Their Health

Videos | Center for Policy and Research | 03/09/12

HealthPartners: Coaching Patients on Reaching Goals for Better Health

HealthPartners Video - Coaching Patients on Reaching Goals for Better Health

Videos | Center for Policy and Research | 03/09/12

HealthPartners: The Diabetes Wizard

HealthPartners Video -The Diabetes Wizard

Videos | Center for Policy and Research | 03/09/12
Show 10 More Latest Documents