Health insurance companies offer a wide array of products to
help individuals and their families access and afford the health care they need
while also providing financial protection when unexpected injury or illness
arise. More than 200 million Americans receive coverage from private health
plans from an employer, from the individual market or through government
partnerships. Health plans are actively driving innovations to improve quality
for patients and reduce the skyrocketing cost of health care. As the Affordable
Care Act takes effect, health plans are working to adapt quickly to minimize
disruptions across all markets so consumers can continue to have access to the
coverage that they count on.
In this section:
Latest Documents
This fact sheet
details the demographics of Medigap enrollees highlighting the income range and
likelihood of having one or more chronic conditions of Medigap policyholders
compared to Medicare beneficiaries as a whole.
Infographics
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Strategic Communications
|
05/10/12
This fact sheet
demonstrates the value that Medigap provides to lower income and rural Medicare
beneficiaries, as well as less healthy beneficiaries.
Reports/Fact Sheets/Briefs/Talking Points
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Clinical Affairs
|
05/10/12
Long-term care (LTC) insurance is an important tool for protecting against financial risk should chronic illness or disability leave a person unable to perform activities of daily living. Going beyond medical care and nursing care LTC insurance provides assistance through a variety of services to help meet everyday needs. LTC benefits can be received in a nursing home, assisted-living facility, or in the home. Though older people use the most long-term care services, a young or middle-aged person who has been in an accident or suffered a debilitating illness may also need long-term care.
AHIP Consumer Guides
|
04/30/12
Medicare supplement (Medigap) insurance is a vitally
important product for beneficiaries who choose Medicare’s original
fee-for-service (FFS) program (Parts A and B). The Medicare program does not
have a limit on beneficiaries’ potential out-of-pocket exposure. Working in
tandem with Medicare, it allows seniors and other beneficiaries – many of whom
are on fixed incomes – to budget for medical costs and to avoid the confusion
and inconvenience of handling complex medical bills from providers.
Research
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Clinical Affairs
|
04/24/12
AHIP member company produced video - Cigna: A Cigna Member Tells How the Health Plan Helped Her Following a Car Accident
Videos
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03/09/12
Videos
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Center for Policy and Research
|
03/09/12
Independence Blue Cross's doctors, nurses, medical assistants, and pharmacists work together to make sure that patients have the lab tests, primary and specialty care, and patient support they need to live healthy lives.
Videos
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Center for Policy and Research
|
03/09/12
Independence Blue Cross video - Enabling Doctors and Nurses to Realize their Goals for Excellence
Videos
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Center for Policy and Research
|
03/09/12
Kaiser Permanente Video - Using Web-Based Learning and Social Media to Help Patients Lose Weight
Videos
|
03/09/12
Kaiser Permanente Video - Making Exercise a Vital Sign
Videos
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Center for Policy and Research
|
03/09/12
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